South African Health Insurance
 
 
 
 
 
 
 
 

South African Health Insurance

If you’re planning on living, studying or working in South Africa, it’s extremely risky not to take out health insurance. If you are uninsured or under-insured, you could be faced with some high medical bills, so we strongly recommend that you do.
 
Private health care in South Africa is much preferred to public health care. If you already have private health insurance in a country other than South Africa, you may be able to extend it to include South Africa rather than taking out a new policy.
 
Before immigrating to South Africa you will need to decide on the type and extent of health insurance you require, make sure that it covers all your family’s present and future health requirements. Don’t take anything for granted. A health insurance policy should cover you for all essential health care, including accidents (e.g. sports accidents) and injuries, whether they occur in your home, at your place of work or while travelling.
 
Private policies vary considerably in price, depending on their scope and the percentage coverage, but generally cost from R8000 (€80) to R2,000 (€218) per month for a family of four, although costs are higher for comprehensive cover and the elderly
 
The largest medical insurer in South Africa is Discovery Health , with over 1.5 million members – at least twice as many as any of its competitors. Smaller healthcare providers include Multimed and Selfmed. A full list of costs for various schemes can be found on Discovery World .
 
A growing phenomenon in South Africa is the shortfall between what a medical aid offers and what you need to pay in actual Hospital expenses. Companies such as Essential Med, offers Affordable Healthcare and Medical Insurance to cover your day to day hospital expenses and Hospital stay. To find out more about their Hospital Cash Back Plans why not contact them directly.
 
Foreign Insurance Companies
 
There are a number of foreign health insurance companies with agents or offices in South Africa or offering cover for people living in South Africa, including AXA PPP Healthcare, BUPA International, the Exeter Friendly Society and HealthCare International. These companies offer special policies for expatriates.
 
For a more comprehensive list of Insurance companies we at Foreign Language Placements suggest visiting the Yellow Pages.